How It Works
From Application to Funded — in as Little as 24 Hours
We've eliminated the friction from business funding. No bank visits, no months of waiting, no stacks of paperwork. Here's exactly what to expect.
The Rockwell Process
Complete Your Application
Fill out our streamlined online application — it takes about 5 minutes. We ask for basic business information: your business name, time in operation, monthly revenue, and the funding amount you need. No lengthy forms, no in-person meetings.
- Business name and contact information
- Time in business and industry
- Monthly revenue and funding amount requested
- Soft credit check — no impact to your score
Connect With Your Advisor
Once we receive your application, a dedicated Rockwell advisor is assigned to your file. They'll review your information, may request a few months of bank statements, and will reach out to discuss your options — typically within hours.
- Dedicated advisor assigned to your account
- 3–6 months of business bank statements
- Voided business check
- No tax returns required for most products
Review Your Offer
We present you with a clear, transparent funding offer — no hidden fees, no confusing terms. Your advisor walks you through every detail: the funding amount, factor rate or interest rate, repayment structure, and total cost of capital.
- Clear funding amount and terms
- Transparent factor rate or interest rate
- Repayment schedule and structure
- No obligation to accept
Sign and Receive Funds
Once you accept your offer and sign the agreement, funds are transferred directly to your business bank account. Many clients receive funding the same day they sign — others within 24–48 hours.
- Electronic signature — no in-person required
- Funds wired directly to your business account
- Same-day funding available for qualifying businesses
- Dedicated advisor available post-funding
What You Need
Minimal Requirements, Maximum Access
We've designed our process to work for real businesses — not just the ones with perfect credit and years of tax returns.
6+ Months in Business
Most products require at least 6 months of operating history. SBA loans typically require 2+ years.
$10K+ Monthly Revenue
We look at your actual business performance — consistent monthly revenue is the primary qualification factor.
Active Business Bank Account
A business checking account in your company's name is required for funding and repayment.
No Minimum Credit Score
We work with a wide range of credit profiles. Your business performance matters more than your personal credit score.